ОСАГО обязательное страхование автогражданской ответственности, нужное каждому владельцу автомобиля у нас в стране. Верный выбор полиса ОСАГО окажет вам помощь не только соблюдать закон, а также сберечь средства, а главное избежать проблем в случае наступления страхового случая.
Проверяем лицензию страховой компании
Прежде чем купить полиса убедитесь, что выбранная страховщик имеет действующую лицензию. Надежные страховщики указаны на веб-сайте Центрального банка РФ. Работа с проверенными компаниями защищает от мошенничества.
Сравниваем тарифы
Цена ОСАГО может различаться https://osago-strahovanie.ru/ в зависимости от множества факторов: стажа вождения, мощности автомобиля, региона регистрации и других. Рекомендуется воспользоваться он-лайн-калькуляторами и сравнить предложения во многих компаниях.
Обращаем внимание на дополнительные услуги
Некоторые страховые компании предлагают различные опции: безвозмездный эвакуатор, юридическую поддержку при ДТП, сервис по оформлению европротокола и прочие бонусы. Выберите те, которые вправду вам нужны.
Проверяем условия и ограничения
Важно внимательно читать условия страхового уговора: что заходит в покрытие, каковы лимиты выплат, есть ли франшиза. Изучите, не ограничена ли ваша страховка какой-никакими-или дополнительными условиями.
Он-лайн либо лично
Сегодня приобрести ОСАГО можно как в офисе компании, так и стопроцентно он-лайн. Оба способа законны. Электронный полис имеет такую же силу, как картонный, и всегда доступен в вашем телефоне.
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